Caring for Your Commercial Vehicle

If your transportation is an essential part of your job or company, you depend on it to get the job done. That is why commercial vehicle maintenance is essential for any company or individual who requires one to get around. These cars, trucks, buses and vans take on more wear and tear than their regular counterparts, so they require some extra tender love and care.

The first and best course of action is to perform regularly scheduled maintenance on your transport. Depending on the make and model of your commercial vehicle, you may or may not need to go above and beyond the manufacturers suggested maintenance timelines. Since not all modes of transport are designed for the heavy-duty use that business cars and trucks undergo, they can require more attention. However, if you use a bus, truck or van designed to be used for business purposes, then you a likely to be safe following the manufacture’s guidelines or consult with www.autoporauto.com.


Shopping for Car Accessories – A Simple Guide

Until about a couple of years ago, the most desired car accessories used to be dashboard compasses and 8-track players. Those days are gone now and these days even the owners of vintage vehicles can incorporate high-tech accessories and gadgets of their choice in their vehicles. Yet, one should be warned of certain issues.

Automobiles being manufactured today are not just means of reaching you destinations. Modern vehicles are used as a means of mass transportation for people. Because of the changed uses of present day vehicles, it became necessary to include additional gadgets and accessories to add to the comfort of people commuting by road. Some of the popular accessories included in most vehicles of today vary from simple cup warmers to DVD players and gateways to video games.

For many hobbyists and professionals, trucks and cars are not just items of luxury but a necessity. Because of that, the manufacturers of vehicles had to make necessary changes in designing vehicles to suit the requirements of drivers. You can get a wide range of accessories to match the requirements of the drivers of any kind of vehicle. As the market continues to get flooded with numerous accessories, it is becoming increasingly difficult to find the best accessories for your needs. Following are some guidelines to help you choose:

Compare before shopping

Your shopping for any item becomes easy if you precisely know your requirements. One you know your requirements, you should compare the prices offered by different vendors or check online moving estimates and you should not hesitate to negotiate the prices. This may not help at times, but is always worth at attempt.

Guaranteed Satisfaction

Whatever product you may be buying, always inquire about the warranty offered before making any decision. Know the policies concerning the replacement or return of the item to be procured, should it fail to work satisfactorily or to match the specifications of your vehicle.

Inspect before buying

Given an opportunity, do inspect the item before paying for the same. This may not be a very valid option for goods ordered online but it helps dealing with reputed stores, online or otherwise. It’s a policy with certain suppliers to ask the buyer to confirm satisfactory condition of the product at the time of signing receipt. This may deprive you of the right to send the item back to the vendor if found in damaged condition later.

OEM Supplies

As far as possible, stick to buying items offered by the original equipment manufacturers. That ensures the quality of the product and one can expect the warranty clause to be honored.

Car accessories are designed to add to your safety, convenience and pleasure of driving. Carefully select the items you require from reputed vendors only. It is not always helpful to go by the lowest price alone. Do not make any compromises on the quality, as this could prove very risky for any driver.


Auto Insurance Plans – Liability, Comprehensive, Collision and Full Coverage

The two most common terms regarding auto insurance are liability and full coverage. Liability insurance is the required state minimum for drivers, while full coverage is a combination of liability, comprehensive and/or collision insurance coverage. There is no actual insurance product named full coverage insurance, but it has become the most recognizable term for this type of plan.

To get the plan that suits you best, you need to know what you want or check with car transporters prices. While liability pays up to a certain amount for damage that you are at fault for in an accident, comprehensive can be a combination of different policies. And some plan features won’t be made available to you unless you request them specifically, so it’s best to be informed ahead of time.

Liability Insurance

The minimum liability insurance required varies by state, because car insurance is regulated at the state level. The minimum required is written in three parts. For example, in Pennsylvania the minimum requirement is 15/30/5. The numbers represent thousands, and in an accident they would represent up to 15,000 dollars for injuries to one person, up to $30,000 for all bodily injuries, and up to $5,000 for any property damage done. Even though these are the required minimums, you can purchase more. You will be financially responsible for any damage or losses incurred over the policy limits. So in this example, if your accident was to cause $23,000 in property damage, the insurance company would pay $5,000 of it, and you would be on the hook for the other $18,000.

Full coverage is actually a plan with liability insurance, with comprehensive and collision coverage added to it.

Comprehensive insurance was put in place to give you coverage for things that are less likely to be your fault. It is typically called “other than collision” coverage, or OTC, and can include coverage for things like damage from the elements, fires, thefts, and even animal accidents.

Collision coverage pays for damage to your car, assuming you are at fault. The other driver’s liability will pay for damage if they are at fault. Collision has it’s own separate portion of your policy, and also has it’s own separate deductible. It is highly recommended, because it could be the only way you could be compensated for your losses if something was to happen to your car. You can’t get collision coverage without having comprehensive, but you can get comprehensive without collision. States don’t require collision, but finance companies will require full coverage for any vehicle financed through them.

The coverage type you need will depend on your situation. And as I said before, if you are going to go with just liability, the required minimum may not be enough. Additionally, I highly recommend purchasing collision coverage because it’s better to have it and not need it, than to need it and not have it. Purchase your liability, and decide for yourself what other options work best for you.